Our Solution

Card Issuing

We provide you with the right issuer based on your respective business model

Whether multi-purpose or closed loop cards, virtual or plastic, our range of services includes cards for almost all needs. It includes innovative prepaid and payout cards or NFC stickers for contactless payment. Our portfolio covers all mobile payment solutions, be it SIM card provisioning for NFC enabled smart phones, be it on the embedded Secure Element or via Host Card Emulation. 

Our comprehensive white label program allows you to design your card to meet your corporate user interface and user experience guidelines. We also offer a coupon and loyalty program as well as corresponding customer applications. Our web-based loyal bank Enterprise Portal provides access to comprehensive reporting tools.

All solutions are also gettable from third party issuers.

The Eniac card operation package consists of a flexible, parametric, multi-language and currency support units which enables to provide service internationally. Eniac card management system and modules have been used by local and international customers for long years. It has been developed according to new requirements and demands throughput time and has become capable of covering every type of application regarding card operation related to card operations, is presented to the customers according to specific demands of each customer and with an effective process management method.

Card operation modules are structuralized in order to support all present applications and products within the market. In cases in which the customer’s request new products and services, Eniac rapidly develops and prepares the product or service for launch on the market.

Our Card Operation Services and Modules
  1. Application Entry Module
  2. Card Management System
  3. Collection Module
  4. Loyalty Applications
  5. Authorization
  6. Chargeback
  7. Statement Processing
  8. Sending Automatic E-Mail, Fax and SMS
  9. Fraud and Security Management
  10. Clearing, Reporting and Data Transfer
  11. Certification Management
  12. Bank system, IVR, Internet and ATM’s online connection
  13. Compatible with Multi-currency, Multi-institution, Multi-Language

Features & Benefits

NFC sticker (contactless card)

Eniac's NFC sticker (NFC: near field communication) includes all customer card information and is attached to the back of the smart phone.  

Mobile devices without integrated NFC technology can therefore also be used for tap-and-go payments in real time. Eniac also supplies stickers with different apps, with functions such as retailer search, P2P transactions (peer-to-peer, computer-to-computer), vouchers and loyalty points.

Phones as payment card

With the Mobile Wallet, Eniac offers a white label solution which integrates credit card and loyalty card functions into the secure element of the SIM card in addition to NFC technology.

Our Mobile Wallet portfolio is constantly expanding with new services, such as ticketing, open APIs (application programming interfaces) and SDKs (software development kits)

Easy credit card

One of our solutions combines the traditional credit card with a mobile app.This enables a completely mobile user experience: mobile product design, different mobile top up methods, fully integrated voucher and loyalty offers.

Transaction history and account balance information allow transparency and cost control. In addition, both buyer and retailer benefit from real time processes and secure service procedures, as well as the option to quickly and flexibly integrate new functions and top up methods.

Co-branded corporate platform

Co-branding is a partnership between two companies. We offer co-branding opportunities for our clients to collaborate with banks and other finance institutions to help build a name for their company

Co-branded cards help companies reach out to a lot of people and gain attention. [Insert Company Name] offers highly effective co-branding corporate platform for companies to effectively target themselves and gain attention. Also, the clients that will use our co-branded corporate platform will be able to gain a lot of profit.

Eniac’s Call Center

Our web-based SHETAK Enterprise Portal provides access to comprehensive reporting tools. The staffs in our 24 hour call centre are on hand to support end customers all year round.

All solutions are also gettable from third party issuers. 

Card issuing

As an Iranian full service Payment provider in the Eniac Group, the Eniac personalization department issues debit and credit cards for all Iranian banks. We can therefore offer you cards and card acceptance from a single source.

Eniac Card Solutions, which is also part of the Group, can therefore offer further options for the issuance of loyalty and close loop bonus cards. We provide you with the right issuer based on your respective business model.

Whether multi-purpose or closed loop cards, virtual or plastic, our range of services includes cards for almost all needs. It includes innovative prepaid and payout cards or NFC stickers for contactless payment. Our portfolio covers all mobile payment solutions, be it SIM card provisioning for NFC enabled smartphones, be it on the embedded Secure Element or via Host Card Emulation. 

Our comprehensive white label program allows you to design your card to meet your corporate user interface and user experience guidelines. We also offer a coupon and loyalty programmer as well as corresponding customer applications.

Our Clients
Investment Banks
Third party processors
Credit Unions
Microfinance institutions
Trade companies